I will comment about my real estate funds, results, fundamentals, choices and returns so far.
I started investing in real estate funds in the middle of 2016.
The idea was to diversify my equity that was 100% in Brazilian stocks, expanding the range of investments and improving my monthly dividends. The Brazilian stock exchange was highly volatile and paying virtually no dividends in my strategy.
I am not an expert on these funds, many people know much more than I do in every way. I tried to add the biggest, most popular and most diversified, with a very simple analysis of them. My time is very scarce to get my face and study much more deeply. The business is to escape from dubious, speculative and obvious bomb funds.
So far I have bought these:
It seems that the real estate fund market has been rising well here and there, just like stocks.
In market value, I gained 6% in relation to what I have already invested. I did not make any sales and I do not intend to do so soon. There are still fourteen more funds to complete the portfolio.
In total I bought R$ 109,233.00 (U$ 34,135) and the market value at the moment I write this post is R$ 118,214 (U$ 36,941). I do not know the exact yield of the portfolio because all the income from the funds I have in a single month is missing, maybe in February, I’ll find out how much it will be if I do not buy any more until then.
This “stepladder” Google Finance does on the equity chart is a very beautiful thing to see.
In this photo is just my portfolio of real estate funds, I have another general portfolio where I mix them with stocks and also things abroad, so I can see my overall result.
I hope that in February I will receive something around R$ 800 reais of proceeds, which will give a yield of approximately 0.73%, and that will also mean that throughout 2017 I will receive almost R$ 10,000.00 (U$ 3125,00 ) from real estate funds, considering only those.
It may seem like a bit, but with that money I could pay my health plan, my cell phone, my landline phone and my home internet, four basic bills paid only with the income from these funds, the idea is more or less this, covering all my expenses month by month. It also decreases the risk of the portfolio a bit, as well as being an indirect investment in real estate that is real assets and will generate income for a long time.
I know that the prices of quotas will vary down too, in fact already I saw them red and even at a lower value than I bought, I did not feel any emotion, they are just pixels in red color.
I also did not feel much emotion at the close of 2015 with -15% in my stock portfolio and more than R$ 100,000.00 (-U$ 31,250) negative.
We have to be patient and expect Mr. Chronus to do his job.
I suggest to friends to register the assets also in google finance to help keep up with the equity evolution.