This post on the last day of the month I’ll keep with the update of equity and growth.
This is the second time in four years that I have raised more than 10% of my equity in a single month, I’m impressed, I was not believing, but I did and I refined the accounts, added everything and searched for something more that I could have gone wrong, but it’s all right.
The market value of my portfolio rose by almost U$ 31,746 in a single month.
But what was that?
Well, first of all, I made a contribution of U$9,000. But, I was also calm that I had been collecting this money about 3 months ago and I only decided to contribute now.
Adding the Fixed Income that I have in Treasury Direct and bonds from CEMIG I have U$88,888, in that variation there entered the interesting update of (short government bond) SELIC 2021 and 2023.
The real estate funds appreciated, and the actions also valued a lot.
Other than that, last month was very good despite the carnival that I traveled and stopped making money, and I still spent on the beach.
Another big thing was my contribution this month, close to U$ 16,666, a very high value. It happened that I added my salary, the dividends that were already in the broker’s account (almost U$2000) and also received a part of the money that they owed me and decided to pay. He also hears a payment of nearly U$ 1000 from a Cemig bond, so mix it up and bum! Super contribution!
NANO Holding Frugal Simple is finally taking shape and it makes me very happy. Nowadays, with the internationalization of my portfolio, I started to feel calmer and start to see this Holding (my portfolio, even though I am investing on my own, not by an LLC ou another type of company here), I am starting to consider my portfolio as a real company, after all, the value That I already put there would buy some 4 franchises of some things, but since I do not have the time and I do not want to fall in the field in the commerce, still more in this crisis, I am specializing every day in Finance, Financial Markets, Portfolios, Economy, and Macroeconomics, reading books, taking courses and writing here for you.
The internet is there and it offers opportunities for everyone, to grow, to learn new things, to download books from fucking authors, to watch videos, to learn English for free and more, even if you can not afford to pay for courses, the Internet is ENOUGH FREE. Have room for EVERYONE, believe me! Because it’s true. You can very well create and conquer your place in the world, without theft or treachery, just growing and improving yourself.
I’m enjoying it all a lot and I already have a new product subject to consumer desire for the year 2017: a 12′ iPad Pro, I know they will launch a new one and him that was for U$ 990 should download a bit of price, I can only find a cool living soul that brings it to me from the US, because in Brazil it’s costing T$ 3,500 (that’s right, THREE and a HALF THOUSAND TEARS ON AN IPAD). Are the guys crazy or are they thinking that they only have Xuxa’s kids here?
I still remember once that I read a book that the author spoke like this:
“In life, you have to have your profession and your business.”
And that’s two different things. If you are a supermarket manager, for example, this is your profession, but what is your business? None? You have to have a business that works for you all the time. Well, I have my profession that I work hard and my business is to manage my portfolio, my micro-holding, my portfolio of sardines that already begins to take the body and to put on weight. If everything goes VERY WELL, in about 2-3 years, my business will already be able to sustain me with my current standard of living, and my profession will serve to increase the value of my business, and so the wheel is always turning and the Snowball growing, of course, it can go wrong, something happens in my personal and professional life and everything goes downhill, but I keep thinking “Damn, so many people got along in life, in business, grew so much, have a lot of equity in the world going to let me take my turn? Will one day that the sunshine there shine for me? Will I ever get there?
Maybe this is even my second profession that I have wanted so much (MANAGING MY PORTFOLIO), are already almost FIVE financial assets that I have, in a way I am very fan of guys like Michael Burry, Peter Lynch, Luis Sthulberger, Buffet, Barsi, Lírio Parisotto, finally market stars inspire me, so nowadays I see myself as if I were a fund manager, but without that pressure of results in the short term, without paying compensation to anyone and having a very good profitability, companies in Brazil and in the Globe, this is all very fantastic and liberating for me, a guy who sometimes lunched rice with tomatoes, rice with egg and had Cracker Cracker waffles with same water.
Look at the type of search I play on Google:
Dreaming costs nothing, right?
In a way, I’m very happy with 2016 and this beginning of 2017. The Bovespa gave the air of real grace, it seems that even the companies decided to open their hands and pay better dividends. Even the dollar is dropping, today it came to 3.12 the commercial, I made a shipment at the beginning of the week BB> BB AMÉRICAS for 3.18 the 9 thousand dollars, so this thing of shipping rate is a bit irrelevant sometimes, You do not pay 1 – 1.5% rate in one day, but in the other it is cheaper 1% even then it would stay the same.
Do not get caught up in paying remittance charges percentages, that’s the way, and sometimes the fluctuation of the dollar the other day already gives you back the difference, so that pressure to reduce remittance costs gets a little pointless.
Dividends of shares March / 2017 = U$1510
Income from real estate funds = U$ 266
(Here was also the appreciation of government bonds that I have already put there in the account of the total).
In other words, my profession as manager of my investment fund netted me some U$2000 net this month. Very good!
Another impressive thing was to win almost U$800 of the stock lease in the year 2016 (I got this report in the CEI of bovespa). That is, this covered all my financial costs with the brokerage house, my bank and my credit card, my financial expenses are canceled only with the gains from my stock rent, especially Odontoprev’s that are always rented and performing well.
In the month’s contribution, I bought HGBS11, CEMIG bonds 2022 9.5% + IPCA and Google (GOOGL). From next month I will receive some U$ 333 per month net of income from real estate funds.
So gradually things are taking shape, I must have 45 months in a row and uninterrupted contributions, have to wait for things to happen, study the companies, work, save and invest.
Big hug to all!