For now, I’m all-in on stocks, but I do not recommend this to anyone. Always look for diversification, start with good savings, emergency reserve, SELIC Direct Treasury (LFT) and some more fixed income products. I think an early-stage investor has to spend at least a year on a fixed income while studying stock. I went straight into the stocks, but it was after much study. I still do not think that wise.
I always had the impression that the fucking leftists who control Brazil were going to tax the people even more to cover the rhomb. Lci, lca, fixed income in general and real estate funds are about to suffer further taxation.
I have the feeling that the only thing that protects me is actions. As some know I am 100% invested in stocks, my profitability for 2015 will close at -13% if the stock market does not collapse yet, it is not easy, you have to have a lot of self-knowledge and stay calm about it.
Although the profits of my companies have decreased somewhat, the fundamentals are still generally good. I looked at this in the 2008 crisis … quotes fell and the companies were the same good companies, so for Buy and Hold like me, this is a time when you can buy a little more stock with the same money.
I set up a portfolio of real estate funds but never put a single real there, first because I do not need cash flow at this stage of my life, second because I do not trust the funds’ governance, third because I feared this tax, I do not think it’s wise to wait 6-12 months to see how it will look.
My next contribution may be in January or February, and it will be in AmBev. This is a company that I buy in tranquility. Over time I will post a post for each company, I think I will take advantage of when I leave the annual release of them I am sticking them here and commenting throughout the year, if there are almost 30 companies I can do 3 reviews per week and this will take time 10 weeks, as the annuals only come out in May / April I think until August everything is done.
Well, it follows my current position and my goals for when everything is well balanced.
The graphics are generated in bastter portal system Bastter.com this site is excellent and I suggest you enroll to learn more there. Reviews and reviews will always be welcomed.