I could say that Frugal Simple is a blog of finance, human behavior, personal engineering and philosophy of life all with a primary focus on financial freedom.
To extend the concept of financial freedom I will talk a bit about giving. It is a scarce subject in the financial blogosphere and I want to leave my contribution and my incentive also in this subject, which unfortunately in Brazil is left aside many times.
As some here know I have no religion, I also do not believe in anything magical or supernatural or spiritual. And I can say that this is a no-return road, at least for me. Some say they are “atheists.” I just do not like that label and the moral implications and stigmas that the term indicates. I could say that there are more than 6,000 gods worshiped by humanity and more than a hundred religious books and thousands of different pagan cults around the world and that to believe or to experience any of them does not make me better or worse than anyone else.
Even when you participate and are loyal to one of these places, you are failing to do so in 99.9999% of the remaining ones. It is not the gift as an act of faith or religious that I want to speak in this post.
Prosperous people and nations are great donors. This is a fact. You can complain and curse the United States but you can not fail to mention that there are hundreds of American NGOs caring for several people in Africa, Asia, South America and even the US or Mexico.
Hundreds of American billionaires and millionaires are stubborn donors, put their names on Universities (Stanford, Carnegie, Yale) among others that I can not remember the name directly. Harvard also receives many donations. Several clubs in several cities make dinners and charities to raise money in the United States. I do not see that in Brazil. The researches, discoveries, and works of these institutions help and reflect on improving the quality of life around the world.
In my university education, I studied a while in Israel, even though I was not a Jew. It was a transformative time, it was my first international trip. Working and studying a while in Israeli health was very good and very transformative. The Jewish people are people who study a lot, work hard and are extremely dedicated to what they do, it is a people committed to excellence in everything they do, from the baseboard to the last plaster of the wall everything was well done. The very room I stayed in belonged to the complex and had a sign on the door with something like “This room was a donation from the XYZ family of London in the year 2001”. And that sort of plate was common there. In the hospital corridors, in the ICU beds, at the doorstep of the surgical center, at the doors of the genetics, cancer, and etc. labs had these plaques, the ambulances had written it at the door: “This ambulance is a donation from such family, Ohio, USA. “And I thought, damn cool, I’ve never seen anything like that in Brazil.
I saw all those donations and things working. In the interval of the hospital shifts, ALWAYS the relatives of the patients donated food to the doctors and employees, ALWAYS. I felt a little embarrassed that I was not used to it. In the sector I worked with I had 18 patients to care for. I did not even have breakfast before leaving my room, I spent a couple of hours fast and then at 8:30 we went to a small glass where I had coffee, bread, cakes, sweets, juices, chocolate type, cheese, Water, everything everything, everything donated, was almost a banquet, and people ate with much respect and silence. In all the visits, the relatives brought food to the employees of the sector, ALL. I am not saying that I miss this here in Brazil or that it is MANDATORY for anyone to do this, I am just narrating the facts.
The fact is that I worked there much happier, more focused, grateful, and harder than I ever worked here, simply because I felt good, I felt important, and I felt that I was doing something useful for some people and that at least their families ALSO they knew it and they were grateful to us, some of them should not even be “rich” because it was a hospital that served the public as well, and by the clothing of some relatives you can see that some were not rich and yet they did not strive to bring at least 1 liter of industrialized chocolate (type Nescau same).
One of the problems in Brazil is perhaps that the state has got hold of everything, and of course, as it is our ENEMY we are angry to collaborate with it. I had a “Friends of the School” project that seemed cool to me at the time, it was more of a volunteer job, and it even became famous in the media. Even those who could not donate money donated their time. It is not natural here people wanting to donate money to public schools or hospitals, initiatives are bigger in Cancer type hospitals than Barretos, but it stops there. The Brazilian is not a good donor. We leave ALL in charge of the (enemy) state and this is a fatal error. We do not adopt our squares, our schools, our hospitals, our mothers’ clubs and the elderly and so on.
The evil of the Brazilian is to ALWAYS want to get along and take advantage of EVERYTHING! It is not for nothing that the country and ourselves are so backward in the global scenario, the country of thieves.
Do you think being “trickster” is an advantage? Go find it! At most the rogue gets an immediate CHANGE here and another there, in the LONG TERM IS DEAD! Because? Because in reality, NOBODY LIKES MALANDRO. I, for example, disapprove and question when I see or hear a relative or friend come and tell me some mischief, this is a matter of Ethics much deeper than you think and does not differentiate you much from a vulgar thug if you are a recurring rogue.
The fact is that after many readings of various subjects, I have the CONVICTION that donating or volunteering on something does very well for you, whether with money or time, you become a better person and your life makes more sense to you, Which even in a SELFISH perspective makes you MAKE MORE MONEY. There is no problem, in my view, to do good things thinking of bringing future gains for yourself as long as you help people along the way.
A lot of people in the US volunteer in High School time just to put on the curriculum and so increase the chances of being accepted into a better college, so what? The fact is that thousands of young Americans work in nursing homes, baby care and hospitals every day doing something useful. And when you graduate from college and stay with billionaires, you continue to donate huge sums of money and organize and maintain foundations, after all, it is better to play some legal projects and enjoy yourself than to leave all the money to the government (enemy), right?
In the US we have the Ford Foundation, Rockefeller, and Bill & Melinda Gates, for example, the foundation of the couple Gates DOES THINGS A LOT in Africa and even in the USA. Take a look. Here in Brazil, we have the JP Lemman Studying Foundation that does a legal job of paying for studies overseas for outstanding students.
“Ah frugal but the guy is a billionaire, there’s a lot of money to give, leave it to him, I earn R $ 2,000 a month, I can not do it, there’s hardly any left over here”
This is the thinking of the average Brazilian. Dude, if you are reading this blog, I AM SURE that you are not even an average Brazilian. We can always improve. It’s no use staying in this knot of making money, counting cents and wanting to get rich and reach LF alone, without helping anyone, without family, without health, without having a role in society, this is vital. No one wins in life alone, there is no joy in sitting on top of a cash box watching everyone pass need (worse if it is his family) or seeing society deteriorate more and more. One of the problems of the Brazilian people is not contributing financially or over time to a cause, they believe in.
Earn R $ 2,000 per month? How about donating THIRTY REAL monthly? Or only 1 real per day? It’s not even the price of a pizza you quit eating one night. Do not want to give money? Beauty, look for a school or an asylum and volunteer there to tell a story, fix the door, or whatever you know how to do, paint a wall, teach children to speak English or play ball. It’s just ideas.
I just want you to know that donation is good for you and that it is good for the world too, and that we should all donate some of what we have (time and/or money) to improve our world a little bit. I only see black people complaining about TODO on Facebook but when it comes to rolling up their sleeves, they do nothing. Selfish people complain all the time and annoy me. It touches your personal project, helps something to others and that’s it. I have many ideas to implement in my life like charity dinners, Christmas charity, etc … I think even on the day that I get married more forward I wanted instead of gifts the people donated money to put in the MSF account that is the Institution that I have been donating for more than 5 years.
I do not have much time now to volunteer in some corner, I prefer to work, to earn the money and then to donate it at this stage of my life. If you are like me and are looking for a project to donate (if you do not already have one) think Doctors Without Borders. Of several things I read and saw was the one that pleased me most. I also liked the WWF that seems to be pretty serious. There are other NGOs like Greenpeace and OXFAM that do a lot. I do not like OXFAM very much because it has a slightly leftist footprint, Greenpeace I find a bit radical at times, although I also agree that perhaps this kind of radicalism has its merit.
Médecins Sans Frontières (Médecins Sans Frontières), Médecins Sans Frontières (Médecins Sans Frontières), MSF, is a French NGO with a global presence, millions of professionals and volunteers spread out in permanent or temporary projects working day and night. By donating to MSF you will be helping some of the poorest people in the world, people who have never even had a toothbrush, a toothpaste or a bathroom at home. Now that’s serious. You will be helping to give hope to those who have nothing in life and are repeatedly persecuted and killed for political or religious reasons. MSF is not leftist (if it were I would not put even 1 cent). Criticism will always exist, especially for a global NGO (I have seen very few in relation to MSF).
There are dozens of reports on the MSF website in Portuguese. MSF won a Nobel Peace Prize in 1999. This is my choice for donation five years ago, I registered my credit card and the monthly fee comes up, so I do not actively worry about getting donated, get passive already on the card, you too You can enter the site and print a single ticket to donate any amount, I prefer to donate monthly to keep the course. And if I am able to achieve so much good in my life, it costs me very little to donate a little, it’s practically 1% of my monthly expenses. It’s almost nothing. As an MSF donor, you receive a small card and every year-end you also receive a photo paper calendar to place at home or in the office. Even if I meet my personal goals for 2016, in 2017 as retribution I will DOUBLE my monthly contribution. Believe it, it does a tremendous good and it helps you to work and to conquer more.
If you prefer something more local to be more sure and solid in what you are doing, look for something in your city to make or donate, call other people to do the same, the benefit will be for everyone. Society can be contaminated, impatient, decadent and other things, but YOU do not need to get into the wave of complaining, hopelessness and throwing the towel right away, you can be a better and more useful person if YOU want and you only have to win.
The website address is www.msf.org.br