Not spent nearly giving nothing present at the end of the year. It’s simple. Use Facebook to wish Merry Christmas with a heartfelt message and well written. Make gifts at home, cards, handmade things, prepare a meal pro staff, lunch or dinner. Buy at the grocery store, do it yourself. Avoid restaurants at that time, they are crowded, expensive and the service gets worse. It’s not your money and your gifts that should make a difference, but your attitude of wanting to be close, interacting, telling a joke, and making a positive difference on everyone’s night.
This December BBAS3 and CMIG3 saved the dividends and I will receive almost 2k adding the two. Only in December, the beast catches, it makes me want to travel, to buy expensive gifts for the family, to spend more than normal simply because the year is ending, that’s where I find a trap, the guy fucks, thirst and hunger in Songs, accumulate money, stop spending to arrive in December and stay giving yourself?
That thought is bad, thinking that “Oh I’ve already fucked myself all year, now I’m going to give myself a good gift” NO !! NO!! NO!! This kills the investor, you invest in presenting yourself with your independence someday! Be disciplined! Avoid cheap and bumbling consumerism, focus on your goal!
Your dividends are not giveaways, they are payments you get for your capital, if you spend on crap it will not do you any good, they MUST be REINVESTED! You have to control yourself, the world has to understand our message, we are 0.00001% of the population that we decide not to live as slaves of the system and we will not be able to free ourselves without first being able to live on income, interest, dividends and Of rents. This is the highest sum of human existence. Live simple, Live Frugal, Simple Frugal.
I began to read the BIBLE of Investments: The Intelligent Investor, by Benjamin Graham. If you invest in stocks and have not yet read this book STOP EVERYTHING YOU ARE DOING and go running to read this BOOK.
I had already read it in English two years ago, but besides having matured to read the book with other eyes, now I will read in Portuguese even to make better use of the reading since my English is not yet 100%, not even for the reading.
This month will not have more input, like every good Brazilian bastard, I have 02 months of wages arrears and I can not spend the little reserve I have until February (I hope the government pays there) and also that Dilma is removed.
Look at the good side of having many stocks, this month I will receive dividends from Itaú, Banco do Brasil, OdontoPrev, Ambev, Cemig and Metal Leve.
And please do not ask me PROFITABILITY of the wallet. I’m not a fund manager, I was not born to beat the CDI, I was born to be independent if you want to beat the CDI, go Treasury Direct IPCA and you’re done.
Buying stocks is a lifelong thing that can not be explained so easily to anyone, earning some money by lending money to the federal government or to a bank is something else.
My goal is to have 100 financial assets sustaining me forever: 50 US stocks, 10 US REIT, 15 stocks in Europe and Asia, 30 stocks here at Bananal, 20 FIIs here at Bananal, 10 debentures at Bananal and 1 Debentures abroad, 2 Treasures Direct in Bananal and another 10 properties in banana. My goal to achieve this is 15 years. You can get there.
Hugs to all blogging friends, happy holidays, binge drinking on the road, car and life insurance, drive carefully and rest for 2016 to start off smooth.