Yesterday I was here remembering the first dividends I received, it was R $ 33.00 from Banco do Brasil, the first stock I bought. After more than 28 years this was my first income from a financial asset, I had never had any savings.
Out of this dividend, I just had more than my salary to pay all bills, apartment, insurance, credit card, everything. And only my salary. Nowadays when you discover that you will spend to earn (projected) $ 40,000.00 per year of dividends from next year gives a sense of accomplishment and immense thanks. It’s as if the more time passes the easier it gets.
When you think of it will be the road to raise money and invest, you think you will achieve in a very distant future, that will suffer until then, that it will be very difficult or almost impossible, that it is annoying to cut spending, leisure, On foot, do not buy things for your leisure, do not go to the movies and download pirate movies to watch. There are so many dozens of things that you think, that limit you that you tend to stay in the same place paralyzed, motionless and afraid to try.
I’ll make a parallel here with the video game. Who plays video game knows what I’m talking about, for those who do not play I’ll explain:
When you play video games, the beginning of the game is very easy, your opponents are idiots, you progress easily, hit everyone, almost no harm, never die, can get around with freedom, never get lost, everything you find easy In the hand, you have plenty of room and time to think, go back, redo your way, undo some decisions, go talk to people again, sometimes you stand still and your friends do a good deal of work for you or still need you Only to be close to accompanying you enter with them without much effort. They are more or less the first stages in a standard video game.
As the game goes on, opponents get stronger and smarter, you take a hit and fall to the ground, you get lost in the cities, you have to hit 45 doors to find an answer, your friends scatter you Have to look hard for certain items like keys, weapons, maps, clothes, medicine, water and food and so on.
You spend hours and hours running around in circles looking for answers, you get angry, progressing is getting harder and harder, picking up harder money, changing your guns gets difficult, getting into such a place is only with the permission of a guy you never Saw or have no idea who it is, people look at you suspiciously, many already challenge you soon and call the fight and everything is getting more difficult.
In the video game, your life starts easy and is getting difficult as time goes by, there at the end of the game the enemies are very strong and defeating them takes more and more time and demands more and more skills, strength, dexterity, items , Weapons, remedies, many friends, lots of help and even luck and courage to beat the final boss.
On the road to financial independence, it is a bit the opposite. You already start on a difficult level, without study, without knowledge, and everything comes against you, bills, expenses, consumerism, matrix, various obligations, uncertainties, anxieties, hopelessness, unemployment itself, life is fuck with you, it’s a lot of Rain shower, sweat, public transportation, long walks on foot, meals you jump or do not do, thirst, sleep in the house of others, meals in the house of others, money counted in the hand, is to ask money for family and friends.
This is the beginning for a lot of people, and this beginning can last for 10-15 years, and the worst, besides being difficult is time-consuming, and the longer it takes, the more difficult it is to get out of it, is what I call a “trap Of scarcity “. With an extra wedding still or early children in many times. Very difficult thing to overcome. Only with a lot of rationality, willingness, will, study and work can the human being get out of the trap, if nothing is done, will die at this very difficult stage, which is what most people do.
Having overcome the “trap of scarcity”, already with a job, with little debt, time to study, doing all the meals, moving more comfortably and sleeping better, with a job, with some knowledge in some area, life becomes one But you can not stay still, you get out of the “scarcity trap” with a lot of costs and do not want to go back to it (what can happen, you just stand still).
And then (or continue) investments start, whether in the career, in the market, or in yourself. Remember that you invest first not to impoverish. You’ve passed the stage and life have improved, you see. For that previous pattern everything gets more easily overcome, there are bigger challenges, but those of the past that were big become small. And you do not have to face bigger challenges if you do not want to.
As time goes by, capital accumulating, compounding interest doing your work, contributions progressing, your knowledge and experience increasing, surely life will be easier for you, lunch, dinner, travel, sleep in a Hotel, get a taxi, buy something you need, all this will be relatively easy, it’s as if you, in the end, arrived in the first phase of the video game full of powers and items and managed to defeat the opponents with extreme ease. It is as if you in the video game came powerfully in the last phase and was played in the first phase again with all the knowledge and power accumulated during the game, to redo the same things that you did a day with almost nothing, with your hand, Would be very easy.
And the goal is exactly this, to do things with ease that you have never had before, to stay calm, to take vacations, to walk quietly, without worries about scarcity, with the future, with basic necessities, with urgent things and difficult to be solved. The difficult thing is to overcome the loooooonnnng and delayed initial HARD phase to reach the easiest levels, it can take decades, but it is possible, it depends on a lot on you, your mentality and your commitment, of course, it is not easy, otherwise there would not be so many people In such a miserable, uncomfortable and painful situation, but not everyone is willing or unwilling, or simply has no idea that it is possible to progress slowly, but it is possible.
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