Just to state that the muse of the Blog was the head of the mission in “Lost on Mars”.You all saw that filming, right?
August 2016 was the second best month in proceeds of all history for me.
Compound interest begins to show its snout to the sunlight.
It was hard to contribute so much and not see so much return, that good that this is changing takes a while same. As the Buffet says, “you can not have a baby in a month by getting nine women pregnant at the same time.”
I am adding real estate funds in the portfolio because the lack of cash flow was really bothering me, this and allied to the crazy volatility of the bovespa make the assets give many jumps, advances and booms that in practice are not so legal, only time, the Work, the contributions and the reading will make the citizen realize this. The stock exchange was not made for any human being.
I also made a good contribution to the Selic Treasury to have money available out of stocks, this Selic Treasury money is part of my emergency reserve, availabilities, and self-insurance as I explained in an earlier post.
I currently have 29k Treasury Selic. My goal is to reach 100k in him and after that stop contributing in that title, starting to contribute in longer titles like the NTNB 2050 with half-yearly interest, 2035 and 2024 IPCA + without semester interest, these four. My total portfolio in Brazil will be 60% in stocks, 20% RF and 20% real estate funds. In the international part will be 75% shares, 20% REITs, 5% BONDS. Now I was more comfortable with this allocation.
About the rental of stocks, I SURPRISED a lot with the amounts received this month. I received the equivalent of a minimum wage only with the rent of my shares. The highlight was my shares Odontoprev and WEG that are rented for some time and they paid me very well. I hope that the guy who rented this has forgotten because the rates are very high.
For you to have an idea when I bought Odontoprev the yield was more or less about 4% per year. But adding up my rents received only by the odontoprev I more than doubled what I received from it in dividends, that is, my yield with odontoprev It must be 9% per year, in a VERY GOOD company and that the quotation and the profits continue to rise consistently.
This is for you to see that watching PE buy stock is 100% total Sardine. My biggest failures were to buy a lot considering the PE (in the beginning) I lost money so buying Eternit, Santos Brazil and Marcopolo, I got rid of these companies. No beginning is easy. Only with the August / 2016 rents I made more money than with them all through 2015, thanks also to the greater number of rented shares, thanks to the growth of the portfolio, it is a money making more money in fact.
I see that many people despise the rent of shares, saying that “it’s a change of coffee”.
Its stock portfolio, real estate funds and fixed income are foot-of-money.
I have not rented property (yet), do not deal with brokers, real estate and tenants breaking doors and windows, but my stock portfolio also pays me rent and it is also my walk-the-money. The contribution of the month was 13k in SELIC treasury 2021.
Each REAL invested is an extra SOLDIER in the war.
My earnings were:
Itaú = R $ 797
Cetip = R $ 36.93
Br Foods = R $ 218.40
Moinho Dias white = R $ 138,97
Grendene = $ 297.00
Weg = $ 346.00
BB Security = R $ 633.11
Totvs = R $ 64.24
Ultrapar = R $ 240
Mahle Metal Leve = R $ 185
Banco do Brasil = R $ 446,53
Real Estate Funds
HGRE = R $ 101.00
RNGO = R $ 111.00
Net BTC rates = R $ 889.69
Approximate total = R $ 4550.00
Total approximate in U $ = 1379.00
With this total amount, I could pay for internet, cell phone, gas, health insurance, supermarket, electricity, condominium, meals out of the house and my day laborer.
The initial goal is to maintain an average of these that you can pay for all of this.