I have many friends from middle class, I have more friends and family members in the C, D, and E. And have some known class A and B, B- and B +.
The funny thing is that the dream of the poor is to be middle class. Being middle class is the goal of most. It is much easier to find a poor wanting to be middle class than jump directly to riches and a life of affluence. It’s nice that even the poor want to improve their lives and have access to non-durable consumer goods that are the hallmark of the middle class with his irresponsible consumerism. For the poor, be rich is sometimes dispose of consumer goods such as cars, real estate, home objects, private school and health plan, something they see in American movies and Brazilian soap operas.
Why is the middle class cursed?
Primarily because Marilena Chauí (PT-SP) hates the middle class. As can be seen here: https://www.youtube.com/watch?v=lbzu9yvC4sw
Another part of the whole thing is spinning the hamster wheel all your life and not leave the place, a lot of intensity and pressure, stress, working decades to always stay in the same place. The individual of the middle class often have free time but not the advantage efficiently, improving curriculum, English, extra courses, online courses, small business, reading classic books or basic, and so is stuck in time.The government calling you middle class …
The problem is not being middle class is spending too much, eat too much, do not save and invest for the future and stand still in time. But unfortunately, the middle-class people jam it where I said. They spend a lot, are brands hostage, travel, superfluous items, frequent vehicle exchanges, live in a place that can not (and therefore make financing), live in the grip with a dozen monthly slips to pay and if you come unemployment or a drop in pay are already in the red, this is Brazil’s middle-class standard.
A 20 year back here with access to higher education and the improvement in the Brazilian market, many children of poor people in the middle-class, including via public tenders, this staff is half blown away and too consumerist, it seems they want to make a childhood and deprivation of adolescence with unbridled consumption, travel, postings on social networks and so on. Anyway these people want to brag as winners and show who won in life, somehow won yes, if your standard of living is higher than that of their parents in a way your family evolves, but it has to have a meaning, no point only spend money by spending to show that you are well, that’s very childish and does not guarantee a decent future.
One of Brazil’s problems is that we have a very recent good economy, our middle class is still illiterate and ignorant. He won a bit of money and credit in the bank but did not have a basic education and then are left thinking rich and wanting to spend and sport. It’s not like an American middle class that was already middle-class child or even the European middle class despite not having much money is at least polite. The middle class in Brazil is very dazed and without any basis, lives with his head in the clouds and feet in the mud.
Last week I was with a friend at work who confessed to me to be tremendously indebted, thinking of selling the house (these gated community value of more than R $ 2 million) to close the accounts, pay debts, to move to an apto 300 or 400k and live with less. Between one word and another colleague asks if I want to order a delivery for lunch, like a meat that would give the US $ 40 for each.
Cool, Frugal, you talked and talked and talked, I agree somewhat, disagree somewhat but so what? What to do then? What lessons can I take it?
Well, if you are poor, have come out of direct poverty to wealth, bypassing the middle class. If you enter the middle – class climate will hardly get out of it. And this is perfectly possible.
If you are middle class, avoid the harmful behavior of this class enjoy having money and the internet, pay courses, read books, invest in you, spend less (much less) and prepare for their retirement and to depend on less and less income of your job.