Today the muse of the blog will give a break.
What news sad that the chapecoense saw …
I closed the facebook feed so I did not see it anymore because I was really touched by this tragedy. A lot of strength for the family and for the fans of the club.
It is worth remembering here a little of the master stoic Seneca and also Epicurus who are not sure if he is stoic.
Epicurus talking about death was also very deep. I remember very well the phrase I wrote down one day in my diary.
“Where death is, I’m not. Where I am, death is not ”
And remembering that to live better, we have to accept our own death as a part of life, so we can leave in peace.
I’ve seen that the champions have risen from the D-series to the A and to the South American final. Four consecutive years of defeated championships and victories. They were in an excellent season at the club. Athletes who died in search of a dream and a better life. Young and healthy people, it’s very unfortunate.
I’m posting the monthly closing today because I’m having some free time this morning.
The variable income portfolio fell sharply due to the immense fall of bovespa from one month to the next. The total amount went up because I added the LFTs that I had and that I will now count in equity (before I was only accounting for stocks and real estate funds because the intention was to track only the part of the variable income, but since I am already having a significant exposure in The LFT already represents almost 10% of my equity in investments, I placed to decrease the beta and the volatility of the portfolio and also for a future business that I have in view [construction of a property and can wait for 2021 same] or Even help emigrate, who knows).
Looking at three years of investments, it would have been nice if I had bought LFT a little every month, in at least 15% of the contributions, I would already have a very good value these days. Now I see that it was a mistake not to have done so, but I can recover everything that I did not contribute in the long run. Upcoming contributions will remain strong in FIS, LFT and also overseas stocks. At least the number of stocks I have still have the potential to rise well in the short term and the companies are good for the long term as well and pro holder that is what matters.
On dividends received about R $ 1,770.00 or U$ 522 this month, and each of these R$ 400,00 real estate funds.
Itaú paid the usual dribble of 0.15 cents per share.
Cetip that I already sold everything paid some pennys.
Grendene sent very well and paid me 648 reais.
Ambev who never failed paid 288 reais and BBAS paid 353 reais.
My relationship with BBAS is one of love and hate, I have a very large position at this bank and I have already thought about selling some of it, but I would rather wait for the yearly 2016 and 2017 to see what I do. New purchases at BBAS are suspended.
The fiis that I currently have are HGRE, HGLG, RNGO and BPFF. I’m buying more or less the same value for each of them to stay the same.
Portfolio performance in the last 3 months was + 7.65%.
CSPX, which is the London-based SP500 ETF ishares ETF + rose by + 1.43%, the EWZ which is the benchmark of the MSCI Brazil index fell -0.15% and SWDA that holds 50% and 50% rest of the developed world rose 5.44%. These SWDA and CSPX ETFs think it’s fantastic for us Brazilian investors to buy and maintain for many decades. Remembering that these values are dollarized.
By my own fixed quota system:
On August 13 the quota was R $ 8.55, today November 29 the quota is 9.86.
Increase of + 15.3% .
The million is approaching, with the contribution of December and if the exchange does not continue downhill I must spend the Revéillon with the big corn invested. It would be about 1/3 of my initial goal of Financial Freedom.
To all those who continue in the struggle, continue, and enjoy life. Life was also made to enjoy it because from time to time it can be taken from you.